Who is the 07:00 Brief for?

Investment banking coverage bankers (origination) and private wealth relationship managers and client advisers, as well as external asset managers (EAMs). The Investment Banking view runs on public and coverage data alone; the Private Wealth view adds optional client-data integration.

How do you get started with the 07:00 Brief?

With a 90-day paid pilot on a single coverage desk, live from day one, with one agreed success metric up front. No client data is required to start; you begin with your coverage universe, watchlists, sectors and product priorities.

Who makes the 07:00 Brief?

VestAI Ltd, a Swiss-hosted, privacy-by-design market intelligence company (vestai.ai). The 07:00 Brief is delivered under the mark 'by VestAI'.

The 07:00 Brief — the morning action brief for coverage teams

Q: What is the 07:00 Brief?

The 07:00 Brief, by VestAI, is a governed morning action brief for professional coverage teams in investment banking and private wealth. It turns market, company and risk signals into a ranked list of the client conversations to have today, delivered to each professional's inbox before the market opens.

Q: Does the 07:00 Brief require client data?

No. It starts with no client data, running on approved market data, public company data, research, internal product themes, watchlists and coverage universes. Client-book integration is optional and can be added later, only when governance allows.

Q: Is the 07:00 Brief research or investment advice?

No. It is positioned as market colour for origination, outside the research and suitability regimes. It surfaces suitability inputs and flags for the professional to review rather than rendering a suitability determination, and it is human-in-the-loop — draft, not send. The professional decides.

Q: How is the 07:00 Brief governed, and is it MNPI-safe?

It is information-barrier aware: it maps public activity to a stated coverage list and never ingests or correlates deal-team, wall-crossing or MNPI data. Every line traces to a timestamped certified source through an audit layer — reproducible, not improvised — and the workflow is human-in-the-loop.

Q: Where is the 07:00 Brief hosted?

It is Swiss-hosted and privacy-by-design, with data residency and privacy engineered in from the start — the posture a tier-one bank expects from a vendor.

01 One morning

Every morning, the same impossible question.

The bank already holds the signals that should start the next client conversation — a market move, a breached mandate, a liquidity event. What no one has is the capacity to read them all, every morning, across every relationship, and act before a competitor does. So the day's most valuable decision — who to call, and about what — still runs on instinct. At the scale of a franchise, that is the difference between the mandates you win and the ones you never knew to pitch.

06:15

The reading is done

The engine has read everything that touched your book overnight — markets, news, filings, ratings, policy; and the house's own signals: positions, drift, Aperture stress tests, maturities, meetings. Every event traced to the names it touches.
07:00

One page

Who needs you today, ranked. The reason, evidenced. The call, the product, the meeting pack — drafted. You decide.
08:00

In the room

The client hears about the thing that matters to them, on the day it matters — not at the next quarterly review. An advisor who noticed, every time.

The result

Conversations started, mandates won.

One incremental mandate is worth millions; a desk's annual access is a rounding error against it.

3min

to act on what took thirty to assemble

Everyname

in the book, every morning

1action

per line — always the next move

02 Inside the brief

See it in action.

The Investment Banking view runs on public and coverage data alone — no client book. Private Wealth shows the optional client-data integration, added only when governance allows. Choose a view.

V E S T A I

Relationship Intelligence · Specimen

My Clients Today

Friday, 3 July · 06:15 CET · Prepared for S. Keller — Private Wealth, Zürich · 41 relationships scanned overnight

01 The morning queue — ranked actions, not clients

	Action	Why now — the catalyst	Priority
1	Rebalance meeting — J. Keller-Steiner	Overnight tech drawdown pushed equities to 18% above the IPS ceiling — and the portfolio now fails the −20% equity stress scenario; CHF 12m inheritance sits idle in cash.	979 signals
2	Refinance conversation — Fam. Brunner	Lombard rate window open after yesterday's curve move; property facility reprices in Q4 — the financing conversation is worth having now.	915 signals
3	Mandate review — M. Jaeggi	Portfolio drifted well outside mandate; cash at 24% and undeployed — a mandate review is overdue.	844 signals

02 Priority one — the whole client, one page

PRIORITY 1J. Keller-Steiner — attention 97, the highest in the book this quarter

PortfolioEquity 18% above IPS ceiling StressFails −20% equity scenario (Aperture) RiskSingle-stock tech concentration 31% LiquidityCHF 12m received, idle in cash LendingMortgage reprices in 4 months MarketVol regime shifted overnight SuitabilityProfile & IPS surfaced for review

What changed last night The overnight drawdown turned a drifting allocation into a breach — the mandate limit was crossed during yesterday's session, and the stress test flipped with it. Inward-looking systems see it at the next review; the catalyst engine sees it at 06:15.

Best next action — for adviser review Arrange the rebalancing meeting this week. Frame it around the breach and the idle cash: a structured note to de-risk the concentration, an FX hedge on the USD exposure, a Lombard facility to bridge the mortgage repricing — each surfaced with its suitability inputs for the adviser to review against her risk profile and IPS.

Meeting pack ready: agenda · talking points · likely objections · portfolio one-pager · follow-up draft — draft, not send.

41 relationships · 312 signals fused Sources: portfolio · risk · mandate · market · news Suitability inputs surfaced for adviser review Audit ID · RI-03JUL-KELLER Information-barrier check · PASS

V E S T A I

Origination Intelligence · Specimen

My Book This Morning

Friday, 3 July · 06:15 CET · Prepared for J. Renner — Global Banking, Industrials & Mobility · 16 covered names, 3 live theses

01 Ranked calls — the order of the day

	The call	Why now — the catalyst	Conviction
1	Albemarle — liability management ahead of the 2027 wall	Lithium −34% YTD inverted the OEM tailwind into upstream pain; equity −3.1% overnight while the IG window stays open. Time-sensitive, not opportunistic.	High6 sources
2	Rivian — convert conversation, thesis just went live	Thesis #R-114, opened 14 May, 9th evidence event: last night's 0% / 37.5% convert comp is the reference structure you were waiting for.	Highthesis · 9 ev.
3	VW / Mercedes — localisation strategic review	Brussels' local-content signal converts the China demand debate into a European capex and JV-structuring decision — a mandate cycle, not a news item.	Building4 sources

02 The first call, armed — angle · proof · clock · ammunition

The angle — what to see

Not "lithium fell." The connected read: input-price slide + approaching 2027 maturity wall + an open IG window = the financing conversation moved from opportunistic to time-sensitive overnight.

The proof — why it's real

Lithium carbonate −2.1% o/n, −34% YTD [P004] · ALB equity −3.1% [P001] · $1.3bn senior unsecured due 2027 [P009] · IG auto OAS −2bp, windows constructive [P011]. Every line traceable, timestamped, reproducible.

The clock — why today

A comparable secured refi cleared inside talk overnight; the window is demonstrably open and the forward calendar risks a supply-driven widening. First-mover advantage decays by the week — and two houses pitched the sector this month.

The ammunition — how to win it

Lead with the tender/exchange structure off last night's comp. Likely pushback: "we'll wait for better levels" — counter: waiting trades a known-good window for an uncertain one; the 2027 wall does not move. Draft pitch page and CFO note ready — draft, not send.

16 covered names · 3 live theses tracked Public sources only — no deal-team or MNPI data Audit ID · OI-03JUL-RENNER Information-barrier check · PASS

More value in every client conversation

Hyper-personalised to each advisor and each client's dynamics — the adviser is told who needs me, and what do I offer; the banker, who do I call, and how do I win it. An informed advisor, focused on what genuinely needs discussing: more value for the client, more mandates for the house.

Specimen — illustrative content; not investment advice, not research, not live market data.

03 Built for the bank

Designed for your control environment.

Human-in-the-loop

Draft, not send. Every action is proposed and evidenced; the professional decides and owns the advice.

Information-barrier aware

Maps public activity to a stated book. Never ingests or correlates deal-team, wall-crossing or MNPI data.

Traceable to source

Every line carries a timestamped certified source through the audit layer — reproducible, not improvised.

Swiss-hosted, privacy-by-design

Data residency and privacy engineered in from the start — the posture a tier-one bank expects.

A governed pipeline, not a chatbot — facts stay deterministic, a bounded model writes colour, never numbers, and every field is logged to the audit trail.

04 Common questions

The questions a bank asks first.

What is the 07:00 Brief?

A governed morning action brief for professional coverage teams in investment banking and private wealth. It turns market, company and risk signals into a ranked list of the client conversations to have today — one page in each professional's inbox, before the market opens.

Does it require our client data?

No. It starts with no client data — running on approved market data, public company data, research, internal product themes, watchlists and coverage universes. Client-book integration is optional and added later, only when governance allows.

Is it research or investment advice?

Neither. It's positioned as market colour for origination, outside the research and suitability regimes. It surfaces suitability inputs and flags for the professional to review — it doesn't render a determination — and it's human-in-the-loop: draft, not send. The professional decides.

How is it governed — is it MNPI-safe?

It's information-barrier aware: it maps public activity to a stated coverage list and never ingests or correlates deal-team, wall-crossing or MNPI data. Every line traces to a timestamped certified source through an audit layer — reproducible, not improvised.

Who is it for?

Investment banking coverage bankers, private wealth relationship managers and client advisers, and external asset managers. The Investment Banking view runs on public and coverage data alone; Private Wealth adds the optional client-data integration.

Where is it hosted?

Swiss-hosted and privacy-by-design, with data residency and privacy engineered in from the start — the posture a tier-one bank expects from a vendor.

How do we get started?

A 90-day paid pilot on a single coverage desk, live from day one, with one agreed success metric up front. You start with that desk's coverage universe, watchlists, sectors and product priorities — no client data required.

05 Getting started

Prove it on one desk in 90 days.

Start with your coverage universe, watchlists, sectors and product priorities — no client data required. Add client-book integration only when governance allows.

Start light

Market, company and research signals against a single desk's coverage — live from day one, no client data.

90 days

One agreed success metric up front: daily-open and adoption across the desk.

A clear path to scale

Rollout terms agreed inside the pilot — success moves straight to the next desk.

The 07:00 Brief